Frequently Asked Questions
Why should I select PPI out of all the law firms in the Orlando area?
1. You always speak with Mr. Powers, not a case worker.
2. You can reach Mr. Powers 24 hours a day.
3. Mr. Powers does all of the work on your case.
4. Because experience, reputation and results should be of the utmost importance to you.
What should I do when I have been injured in a motor vehicle accident?
1. Go to the emergency room.
2. Make an appointment to see Mr. Powers.
3. Notify your and the at-fault party’s insurance companies after your appointment with Mr. Powers.
Should I have UM/UIM insurance?
A: YES. If the at-fault party has no bodily injury coverage, or does not have enough, you will have to rely on your UM/UIM coverage.
What should I do if I have been injured on the job?
1. Notify your supervisor immediately.
2. Make an appointment to see Mr. Powers.
Why does my automobile insurance company pay the first $2,500-$10,000.00 in medical bills when I'm not at fault?
Because Florida is a “no-fault” state
After a motor vehicle accident, how long do I have to see a doctor?
Currently, fourteen days (You should do it immediately).
If I am involved in an auto accident, who pays my medical bills and lost wages?
Your automobile insurance carrier pays up to $10,000.00 in medical bills and lost wages regardless of who was at-fault. Your medical bills and lost wages in excess of $10,000.00 are the responsibility of the at-fault party, or, if the at-fault party has no insurance, your UM (uninsured motorist) coverage would be responsible.
Should I give a statement to my insurance company or the at-fault party’s insurance company before consulting an attorney?
NO! These statements may be used against you at a later date.
Who pays for the property damage to my vehicle?
If you are at fault, your insurance company pays. If you are not at fault, the at-fault party’s insurance company pays. If there is a dispute as to who is at fault, ordinarily your auto insurance company will pay and attempt to get a portion or all of what it has paid back from the other party’s insurance company.
Can I recover damages from the at-fault party in an auto accident?
You can recover the following types of damages under the following circumstances: Past and future lost wages and medical treatment (economic damages) to the extent these damages exceed $10,000.00. Past and future pain, suffering, mental anguish, and inconvenience (non-economic damages) if you have:
- Permanent loss of an important bodily function; or
- A permanent injury per your doctor; or
- Permanent scarring or disfigurement; or
- Death. (Your estate has the claim)
What if the at-fault party has no bodily injury coverage, or the amount of the bodily injury coverage does not cover my damages?
The UM (uninsured motorist / underinsured motorist) coverage under your policy would be responsible if the at-fault party has no coverage, or if the at-fault party’s coverage does not cover your total damages.
In an automobile accident, how long do I have to file a claim?
Against your insurance company for the $10,000.00 in no-fault benefits: (5) years from the accident if no benefits have been paid, or (5) years from the date the benefits in question were denied.Against the at-fault party: (4) years from the date of accident.Against your insurance company for the UM (uninsured motorist) coverage: (5) years from the date of accident.